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Tuesday, April 14, 2026

“105-Year-Old Faces Financial Strain in Care Home”

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After residing in a long-term care facility for over two years, the 105-year-old mother of June Rigden from Prince Edward Island is facing a financial dilemma. Due to a slight increase in her pensions, Verna Phillips no longer qualifies for government assistance, forcing her daughter to cover an additional $2,000 monthly to maintain her mother’s current living arrangements.

Rigden expressed her concerns, emphasizing the challenges her centenarian mother would face if forced to change rooms or homes at this stage. Despite Phillips missing the subsidy threshold by just $75, she has been disqualified from the subsidy program, resulting in an annual expense increase of $24,000.

While the majority of long-term care residents in the province benefit from the subsidy program, changes in income can lead to subsidy loss, as highlighted by Rigden’s situation. Following an unsuccessful appeal to reduce the financial burden, Rigden welcomed the province’s adjustment to the income threshold, now allowing individuals with a net annual income below $44,250.40 to qualify for the subsidy, which benefits her mother.

Rigden advocates for a more flexible approach to prevent abrupt subsidy terminations for seniors, especially those aged over 100, proposing a sliding scale system to avoid similar hardships in the future. She remains optimistic that her mother’s case will be reassessed by Health P.E.I., hoping for a favorable outcome not only for her family but also for other seniors facing similar challenges.

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